Enter the Era of Bank 4.0 with an AI-Based Fintech Solution

At Softarex, we aim to help organizations and businesses make a shift from face-to-face, branch-based customer service to a fully digital experience characterized by:

  • Mobility (Bank 3.0 and 4.0)
  • Remote services and consulting (Bank 3.0 and 4.0)
  • 24/7 availability and accessibility of services and consulting (Bank 3.0 and 4.0)
  • Extensive use of Big Data and AI for customer experience analysis (Bank 4.0)
  • Selling of products and services based on customer experience (Bank 4.0)

Meet the FINMATEX Platform — fintech software that provides an extensive suite of technologies and ready-made, highly customizable functional modules to build and manage own-branded mobile banking apps.

Bank 3.0
Bank 4.0
Customer service options:
  • Online banking
  • Mobile banking
  • Call center
  • In-branch service
  • Website
Clients' needs are analyzed by Banking consultants:
  • Personal meeting
  • Calls
  • Review of contacts using CRM
Communication channels:
  • Mobile banking with voice assistance
AI-based analysis of client needs using:
  • Chatbot and voice recognition technologies
  • Modeling and Big data
  • AI-driven design of customer experience for personal finances and products
  • AI-based analysis of customer behavior
Sales approach:
  • Advertisement
  • Identification of customer needs
Customer interaction objectives:
  • Banking services
  • Products sales
  • Consulting
  • Accounting services
Sales approach:
  • Identification of customer needs
Customer interaction objectives:
  • Banking services
  • Personal finance management
  • Products sales
  • Consulting
  • Accounting services

The FINMATEX Platform is your way to Bank 4.0

The FINMATEX Platform is the fastest and the most cost-effective route for your journey from Bank 3.0 to Bank 4.0 full digital transformation.

Costs savings on software development

The platform fee equals the annual salary of two Senior software engineers, and the annual maintenance fee is just half of the annual salary of one Senior engineer. This makes the FINMATEX Platform a much more cost-effective alternative to hiring an in-house fintech software development team.

Short time to market

The implementation of the FINMATEX Platform takes our fintech team an average of 3 months if you don’t require software customization.

Saving means earning

Depending on the number of your customers and the size of your organization, with the FINMATEX Platform you may annually save up to:

  • $1MM on customer interaction, sales, and consulting expenses,
  • $800K on advertising and new customer acquisition,
  • $1MM on call center and chat customer support.

And in 5 years you will save between $5MM and $10MM, paying only a $500K platform fee.

Platform updates

We release platform updates 4 times a year to keep the FINMATEX Platform functioning at its best for you.

Platform support

We provide comprehensive technical platform support for users within your organization.

Individual approach

Our fintech team can customize the software according to your needs for an additional fee.